Blockchain Integration in Algerian Banks as a Strategic Driver for Enhancing Financial Supply Chain Efficiency: A Field Study within the IFAC Compliance Framework

Authors

  • Saida SLIMANI University of Batna 01

Keywords:

Blockchain, Supply Chains, Digital Transformation, IFAC, Algeria

Abstract

This study investigates the readiness of Algerian banks to adopt blockchain technology to enhance financial supply chain efficiency. It examine technical, regulatory, economic, and cultural determinants influencing adoption, as well as potential benefits and challenges. Employing a descriptive-analytical approach, data were collected via a questionnaire distributed to 216 bank employees and analyzed using SPSS 26, with hypothesis testing conducted through T-Tests. Results indicate sufficient technical infrastructure and supportive, yet evolving, regulatory conditions. Economic and cultural factors are conducive to adoption, although technical awareness requires improvement. Blockchain implementation is associated with enhanced transparency, faster transactions, and reduced operational costs. The study recommends strengthening digital infrastructure, updating legislation, and improving cybersecurity measures, blockchain adoption represents a strategic move toward modernizing Algeria’s banking sector and aligning it with international standards.

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Published

12/31/2025

Issue

Vol. 10 No. 02 (2025)

Section

Articles

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