TALHAOUI , Fares, and Nazim DERRARDJA. “Banking Governance in Algeria: Reality and Prospects, Empirical Study Using an Efficiency Approach”. Journal of Research in Finance and Accounting 7, no. 02 (December 29, 2025): 395–417. Accessed February 9, 2026. https://journals.univ-msila.dz/index.php/jorfa/article/view/3394.