djenhi, massika, and abdeljalil boudah. “Banking Services Versus Mobile to Enhance Financial Inclusion in Algeria -A Case Study of the National Bank of Algeria-”. Journal of Research in Finance and Accounting 9, no. 02 (December 21, 2025): 400–416. Accessed February 9, 2026. https://journals.univ-msila.dz/index.php/jorfa/article/view/3211.