AMEUR, Saloua; BELADJOUZ, Hocine. the effectiveness of banking information systems, and their role in the management of non-performing loans . Journal of Research in Finance and Accounting, [S. l.], v. 8, n. 01, p. 99–125, 2025. Disponível em: https://journals.univ-msila.dz/index.php/jorfa/article/view/3338. Acesso em: 9 feb. 2026.